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Bemi

Why I Chose Not To Overpay My Student Loan Even Though I Could

Excellent !!! You’ve saved some money and are now thinking of overpaying your student loan. But is this the optimum use of your money?...

Bemi

Thoughts To Help You Plan Around UK Income Tax & Benefit Thresholds

You go to work, earn your salary and pay taxes. Great, but have you ever sat down and reflected on how to optimise your pay by planning...

Bemi

How A SIMPLE 5-Year Strategic Plan Can Dramatically Improve Your Finances

Strategic planning is commonly used in business to great effect. A 5-year strategic plan can work wonders for your personal finances. I...

Bemi

The ONE Time When You May Be Able to TIME the Market

Timing the market is a fool’s errand, save for the likes of Warren Buffet and Ray Dalio, however there is ONE time when average investors...

Bemi

2 Podcasts That Have Made Me a Better Investor

Would you like to know about 2 podcasts that have made me a better investor? I first encountered podcasts in 2013 via a friend’s...

Bemi

Should I Overpay My Mortgage Or Invest? 8 Factors to Consider

Congratulations!!! You have saved quite a bit of money. Is it time to overpay your mortgage or should you invest? Here are 8 factors to...

Bemi

15 Property Investment Strategies Made SIMPLE

I outline in simple terms, a menu of 15 property investment strategies that you can pick from and combine in different ways to make...

Bemi

Should My 1st Property be a Residential or Buy to Let Property?

This article explains why I firmly believe that in the UK context, the best option for most folks is to buy a residential property. I...

Bemi

How to use the Junior ISA to Set your Kids up Financially

The Junior ISA is such a powerful tool for setting children up financially. Are you making the most of this tool?

Bemi

How To Cultivate A Money Saving HABIT

You understand the importance of saving money and have read articles like ‘100 ways to save money in 2021’ but you still struggle to...

Bemi

How To Make GREAT Investment Decisions Using Return On Investment (ROI)

Return On Investment (ROI) is one of those things people say and perhaps understand on a theoretical level, but as with many things in...

Bemi

The £100 Billion Thought Experiment that could change your Life

I’d like you to go on a thought experiment with me. To do this properly, you’d need a really good imagination and you’d probably need to...

Bemi

Is Financial Independence (FI) Realistic?

What does it take to become Financially Independent? Financial independence (FI) is all the rage at the moment but what does it REALLY...